Your Medicare extra charge used old income. A life event may let SSA use the new number.
Free check. If it applies, you get a filled Form SSA-44 and a one-page filing guide. You submit. SSA decides. We never ask for your Social Security number.
$149 one-time · 14-day refund · no subscription if you buy
Not a government website. Not a promise the surcharge will be removed.
Step 1
Answer three screens
Notice, life event, and where to send the packet. You see yes or no before anyone is charged.
Step 2
See an honest result
If it applies: estimate and a watermarked first page. If it does not: a plain reason. No paywall on a no.
Step 3
You file with SSA
Buy the packet only if you want it. Add your SSN, sign, attach evidence, and submit. We do not file.
Only SSA’s list of events
If none of these happened, stop. A packet will not help, and you should not buy one.
- Marriage
- Divorce / annulment
- Death of spouse
- Work stoppage
- Work reduction
- Loss of income-producing property
- Loss of pension income
- Employer settlement payment
2026 Part B examples (CMS)
Published monthly totals, including IRMAA. Proof of the brackets — not a quote for you. Source: 2026 Medicare Parts A & B Premiums and Deductibles.
| Individual MAGI | Joint MAGI | Total Part B / month |
|---|---|---|
| ≤ $109,000 | ≤ $218,000 | $202.90 |
| > $109,000–$137,000 | > $218,000–$274,000 | $284.10 |
| > $137,000–$171,000 | > $274,000–$342,000 | $405.80 |
| > $171,000–$205,000 | > $342,000–$410,000 | $527.50 |
| > $205,000–< $500,000 | > $410,000–< $750,000 | $649.20 |
| ≥ $500,000 | ≥ $750,000 | $689.90 |